Homeowners Association

Secure and Beautiful Living

Panama Portfolio Group is proud to announce that all our projects, including Yuma and Villas de Chica, are developed as gated neighborhoods governed by Homeowners Associations (HOAs). These neighborhoods, nestled in the stunning landscapes of Panama, offer serene mountain views and a sense of calm that is unmatched.

General Rules of Homeowners Association


The HOA ensures that the maintenance of all properties is up to date, keeping the community looking pristine and well-kept. This includes landscaping, road upkeep, and common area maintenance.

Aesthetic Standards

Homeowners must adhere to certain aesthetic guidelines to preserve the beauty and uniformity of the neighborhood. This includes regulations on exterior paint colors, landscaping designs, and architectural styles.


Security is the top priority in our gated neighborhoods. The HOA implements strict security measures, including controlled access points, surveillance systems, and regular patrols to ensure the safety of all residents

Financial Obligations

Homeowners are required to pay HOA fees, which are used to cover maintenance costs, security, and community improvements. Panama Portfolio Group also offers financing lots with conditions similar to local banks, but with a slightly higher interest rate and without requiring collateral beyond the lot itself

Community Engagement

he HOA encourages community engagement through regular meetings, events, and activities that foster a strong sense of community among residents

The technical board, managed by Panama Portfolio Group, oversees all aspects of the HOA’s operations, ensuring that the rules are enforced and the community’s standards are upheld. This includes managing the sale and financing of lots, coordinating maintenance efforts, and implementing security protocols.

Whether you’re looking to buy a lot in Yuma or Villa de Chica, you can be confident that you’re investing in a secure, well-maintained, and aesthetically pleasing community. Our properties in Panama offer a unique blend of natural beauty and modern amenities, making them the perfect choice for your next home.